[TaLL|dUdE]

Originally Posted by coolgirl

sira, sabit lang ako sa airpats ko...

hahaha yaman pa rin

[andante]

I kinda think it ain't that hard to get a credit card here... i got my citibank card within 1-2 weeks after 've arrived in HK.

Yes, i'm a Singapore Citibank customer.. But this has got nothing to do with my relationship with Citibank sg coz they do not share records/accounts from wat i was told.

I provided a letter from my company stating my annual income, my residential address (a svs apartment then) & my job title (which is nothing impressive). I also brought along my passport & my employment contract for them to make copies. & they gave me a pretty decent credit limit of slightly lesser than 2 mths of my mthly. Citibank rep said it's to provision for rental since my income included rent allowance.

Likewise for my HSBC, everything was processed easily.. funny why everyone had such major issues. The only problems i have, if any, are with the bad quality HSBC ATM cards. They keep becoming faulty when the other cards in my wallet work perfectly fine.. i've changed 2 within this 1 mth i came to hk!

[ayukobaby]

u just have very bad luck antande. lol ive been using my HSBC atm card for almost 10 yrs, and it has never been faulty even for once.

[coolgirl]

thanks so much to HSBC IBC for helping me out! My two cards were approved thanks a lot!

[tanbs]

Originally Posted by coolgirl

tanbs, but HSBC is SUPPOSED to be different. They're the world's local bank. And when you're a Premier customer in one country, part of their service offering is that you are a Premier customer and will receive all benefits in the same country. They gave me a really hard time and circled issues around. It took my relationship manager back home some hard pushing to get things started. But I agree to look for other banks, Im also looking into Citi ang Hang Seng this Sat.

ayukobaby, hope I get my PSP, I did apply for the promo.

Good to hear that alls well for you. HSBC is no different, they only add a layer of people to bull doze the hardwork through. I was also conned by their ad about the world's local bank, now I think they are the worst local bank. That said, they do have the most promo thing to compensate for the bad reliability. I was stuck with HSBC for 3 months when I just arrived here, I took my money to Citibank and never look back.

[dong]

Wow, coolgirl, that was fast! Good one! So it does help making complaints at this forum!

[coolgirl]

Originally Posted by tanbs

Good to hear that alls well for you. HSBC is no different, they only add a layer of people to bull doze the hardwork through. I was also conned by their ad about the world's local bank, now I think they are the worst local bank. That said, they do have the most promo thing to compensate for the bad reliability. I was stuck with HSBC for 3 months when I just arrived here, I took my money to Citibank and never look back.

really, citi is better? my experience back home is that Citi is worse than HSBC

[shri]

At the premier levels all banks are generally as good. At the lower tiers all banks are generally as bad. Some local banks work out better than the international if you're looking for basic services.

[andante]

Originally Posted by shri

At the premier levels all banks are generally as good. At the lower tiers all banks are generally as bad. Some local banks work out better than the international if you're looking for basic services.

i totally agree to wat Shri said.. Never had much issues w the administrative in HSBC.. they are all nice friendly and extremely efficient.

thou the ATM card sucks, the service i got from HSBC makes me stay on.. nvm if the atm is faulty coz i get them replaced the v next workin day and it is hand-delivered to my office w the same pin. Excellent service HSBC. just check the freaking damn card quality wont ya guys?

[shri]

>> just check the freaking damn card quality wont ya guys?

The weird thing is, it seems to selectively affect a lot of people. For example, our HSBC cards work just fine, but my wife regularly (once every 4 to 6 weeks) demagnetizes her Standard Chartered cards. We current suspect that this might be related to a card reader in the Cyberport Parking lot.