[chilli]

I'm a permanent resident, have been living in HK for over 10 years, also fulfilled all other criterias, but Bank of China still rejected me.
....so gonna try out Standard Chartered now.

[TaLL|dUdE]

wow... what the heck do they look at anyway?

[coolgirl]

I'm quite annoyed as it has been two weeks and what HSBC has done is just verified my business phone, but they didn't clarify the status of my application

[coolgirl]

But would they expedite the process for HSBC clients abroad. I am an HSBC client in two other countries, but HSBC HK doesnt really give a damn. I had to leverage my connections just to get proper treatment in HK

[tanbs]

Originally Posted by coolgirl

But would they expedite the process for HSBC clients abroad. I am an HSBC client in two other countries, but HSBC HK doesnt really give a damn. I had to leverage my connections just to get proper treatment in HK

I think most people do not understand that the same bank in different countries are really different banks. That include HSBC with and IBC, that was where I received service from Singapore. They refused my CC when I easily get a Citibank platinum card. The reason is that HSBC computer God says no, possibly becuase I am not a HK permanent resident. Take your money elsewhere. From my experience, there are more than a few banks that will be interested.

[ayukobaby]

Hey dong,

i think its fairly easy to apply for credit card. and hsbc offers the best welcoming gift u can imagine. have free i pod nano, psp, 32"LCD tv or cam recorder. u just need address and income proof. n the credit limit is cool. so u dun ve to settle payment several times a month lol

Ayu

Originally Posted by dong

I just got my job offer and will be moving to HK around July 2006.

Just wondering if it is easy to get a credit card in HK. What supporting documents do I need to produce to prove my income since right now I only have my employment contract?

Also, can I apply for a credit card if my work visa is not approved yet?

Thanks.

[coolgirl]

Originally Posted by tanbs

I think most people do not understand that the same bank in different countries are really different banks. That include HSBC with and IBC, that was where I received service from Singapore. They refused my CC when I easily get a Citibank platinum card. The reason is that HSBC computer God says no, possibly becuase I am not a HK permanent resident. Take your money elsewhere. From my experience, there are more than a few banks that will be interested.

tanbs, but HSBC is SUPPOSED to be different. They're the world's local bank. And when you're a Premier customer in one country, part of their service offering is that you are a Premier customer and will receive all benefits in the same country. They gave me a really hard time and circled issues around. It took my relationship manager back home some hard pushing to get things started. But I agree to look for other banks, Im also looking into Citi ang Hang Seng this Sat.

ayukobaby, hope I get my PSP, I did apply for the promo.

[TaLL|dUdE]

yaman...

weird though, i had no problems at all.

[dong]

Thanks, Ayu!

I shall check out HSBC then and hopefully, like you, will not have any problems...

[coolgirl]

Originally Posted by TaLL|dUdE

yaman...

weird though, i had no problems at all.

sira, sabit lang ako sa airpats ko...