[Sue-roos]

I guess you are right, it does depend on who is approving the credit card, whether that person woke up on the wrong side of the bed or not, whether he/she goes by the book all the way (pretty black and white person) or whether he/she goes by the book, yet know to make prof. judgement call on case to case basis....

[tanbs]

Originally Posted by Sue-roos

I guess you are right, it does depend on who is approving the credit card, whether that person woke up on the wrong side of the bed or not, whether he/she goes by the book all the way (pretty black and white person) or whether he/she goes by the book, yet know to make prof. judgement call on case to case basis....

I also didn't manage to get a credit card from HSBC being a PowerAdvantage customer with them. I think HSBC has a mysterious computer system to approve your application, and it is pretty buggy. There are more than one bank here, so I take my money to Citibank where it is better appreciated.

[adam65]

Originally Posted by larac

HSBC require 3 months of salary paid into your account before considering you for a credit card which can take abut a month to process

I've only been in HK just over 4 weeks, I bank with HSBC but first HK salary doesn't go in until Monday (I've put a total of $5k in there to tide me over) and they gave me a Platinum Visa - is this rare?

[tanbs]

Originally Posted by adam65

I've only been in HK just over 4 weeks, I bank with HSBC but first HK salary doesn't go in until Monday (I've put a total of $5k in there to tide me over) and they gave me a Platinum Visa - is this rare?

Their computer apparently likes you, congrat!

[adam65]

I did take along a letter from my employer confirming my salary though.....

[ThomHK]

it is true what you say about the clerk liking you i got a HSBC gold acc & a power advantantage card and only deposited 2 grand ragrdless of the fact that i had 14k cash on me on that day the lady asked when i would get paid & i said 1 weeks time & she said thats fine just deposit 2k.....i got my ccard 3 weeks later....no probs.... but brought a leter of employment & commission structure.

[Canadian Steve]

How long does it take HSBC or other banks to process your credit card application and to have the card in your hands?