[jimbo]

Sigh

Your choices are then


1. HSBC and wait for the security device
2. Use Citi and start using the account immediately but have to get a code off Citi.
3. Quit whining

No one firm is going to suit your needs 100% thus you need to find a balance of whats going to be better for you right this moment in time.

[loyd]

Originally Posted by jimbo

3. Quit whining

i don't think that iam whining, whining is when you say "chartered sucks" or "citibank sucks" and i didnt said that. i said that hsbc is better and thats my opinion

[FilipH]

Originally Posted by loyd

thanks FilipH, hope you were not bothered with these questions. Movingin07, im asking all these questions because its better to ask now then to come whine later and say "hsbc sucks". maybe you think its impolite to ask if the hsbc atm card has an expiration date

No prob, we're here to help each other.

fyi : my hsbc atm card has no start or finish date mentioned. Am a bit surprised by it actually, but there you go ...

[creativeB]

loyd, are you going to open a personal account or a company account?

[loyd]

Originally Posted by creativeB

loyd, are you going to open a personal account or a company account?

i found out that its better to open a personal one as with the company account, i have to set up a company which takes around 6 days and costs HK$ 4000, after that i have to make an appointment whith hsbc which takes around 2 days. with the personal acount, all i have to do is show up with my docs and my account is opened rightaway with atm card and pin. the only good think with the company account is that they give the security device in the branch