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#1
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| What's the best mortgage rate out there? Hi all! Just about to jump into a mortgage in HK. Can you share w/ us the mortgage rate you recieved/were quoted? I remember reading about 1.75% about a month ago when I was in HK.. not sure what the rate is at now... Maybe to standardize the responses.. Quote Date, interest rate, term, downpayment %, bank name. |
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#2
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| i got Hibor 1 month + 0.5% recently, with capped of P-1.9%. In the coming 1 - 2 years, I think that this will be a better option than P- 2% or P-2.25% available in the market. |
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#3
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| HSBC has just reduced its rate for my mortgage (taken out in August 07) to 2% (which is P-3 I think). Not sure if that is available for new mortgages. |
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#4
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| Standard Chartered just reduce my interest to 2% too (P-3%) |
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#5
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| We have the same rate- bought in June 07. We have a fixed monthly payment and the length of the mortgage has dropped considerably since the initial signing. Hopefully it will continue to prove to be a good window we chose to purchase in! |
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#6
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| lucky bastards! i'm paying 2.1%. everyone who bought in the last year is getting cheaper financing but also price depreciation... everything is a trade off |
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#7
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| It's Hong Kong- prices will come back again. We're in it for the long term so we're just sitting back and watching our payment term get shorter and shorter. |
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#8
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| Hibor 1 month + 0.5% = 1.5% at this time. Don't know how long this good times will last though... |
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#9
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| latest hi there, i had a latest piece of mortgage info for most major banks in HK. if you are interested. Kindly email me joycelam.fin@gmail.com. btw, we will do the mortgage referal services as well as flat hunting. thanks |
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#10
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| Quote:
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| Tags |
| hibor, mortgage rate, downpayment, hk, interest rate, mortgage, rate |
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