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Hong Kong > Forums  > Hong Kong Forums  > Living in Hong Kong  > Pet Owners Forum
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SPCA Petguard

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Old 08-02-2007, 05:45 PM
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Join Date: Feb 2007
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lulumay will become famous soon enoughlulumay will become famous soon enough
SPCA Petguard

Is it common to take out dog insurance in HK? Has anyone ever used SPCA Petguard as advertised on SPCA's website?
http://www.royalsunalliance.com.hk/p...l/petguard.jsp

Can anyone else offer any other dog insurance provider?

Lulumay - mut from HKDR
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Old 08-02-2007, 06:05 PM
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Location: Sai Kung
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PC_Man is a jewel in the roughPC_Man is a jewel in the roughPC_Man is a jewel in the rough
There was a thread on this in Dec if yuo scroll down the forum.

Gist - insurance isn't common in HK yet but Royal Sun Alliance are trying to alter that with a scheme promoted through SPCA, Pets Central and some other vet clinics.

Since the last thread, I do know a few people who have joined the schemes through Pets Central.
Two of them have since had problems and are planning to claim medical bills back.

Haven't seen yet if it's going to work or not.
If does, both of them will have made more than they paid in premiums for the year.

Note - you do still have to pay the bills and then claim back after. They do also put exclusions on you, and they are too new to know whether they will exclude diseases found that year in the following year (ie if found diabetic, they could cover you for that year and then exclude diabetes for the following year...)

Hope that helps.
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Old 08-02-2007, 07:34 PM
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last time this was discussed i think the consensus was that pet insurance in HK is very unstable and has so many restrictions that it just isn't worth it in the long term
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Old 09-02-2007, 12:50 PM
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I'm still debating whether to get insurance for my two, so I'd definitely be interested in hearing from anyone who has had to make a claim.
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