| There's no particular advantage to MPF over any other investment, and the funds available tend to be pretty safe investments (even the ones at what they call the high risk end of the scale). The good thing about MPF is that your employer must put the same amount in as you do (excluding AVCs) so you may essentially be able to get and extra HK$1000/month of income. But of course if you can negotiate with your employer to pay that $1K as extra salary to you then you will probably better off investing somewhere else, particularly if you can get a tax benefit from doing so. |