[antelope123]

When income taxes are due next year (I think it's January?), my wife and I may want to take out a loan to cover some/most of the bill, however we'd only do so if the interest rate on such a loan was low.

We've done an HSBC personal loan before, and the interest rate was ridiculous - I believe 16 or 17%.

Are tax loans less than this?

Is there a certain application period during which to apply for such loans?

[KnowItAll]

>> Are tax loans less than this?

Yeah. The banks get pretty competitive around october / november with their tax loans.

[ICEBreaker]

Agreed. Perhaps wait a little longer too. November and December will see some cheap rates going.

[dougp]

I'll be looking for one of those shortly myself Any pointers to good deals (or horror stories to avoid) welcome.