| Thats very useful stuff and thank you. Ive done a bit of running around and with some of the better clubs then a debenture seems to be the way forward so need to add that to list of asks...
It seems that the major cost differentials between the two places are: HK is massively more expensive for property and Sg is more on cars. Most other things cost-wise not far off neutral.
If it wasnt for a job relocation would you choose to leave SG for HK in your current situ? I did actually live in both places years ago and whilst I would think that SG is better with kids I dont want to discount HK as we had 6 happy years there (with no kids). It would probably be easier for me if the company said go to one or the other but its my choice so a dilemma.
Any pointers on SG also appreciated. Cheers | 
