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anyc, with live-out you will run the risk of breaking the law as live-out under new (and probably even renewed) contracts have been made illegal by HK Immig if the household help is on a domestic helper visa (as the Indian lady you're thinking of will likely be). Besides the wage mentioned by Rani, there's a HKD400/mth tax for such "imported" help to be paid quarterly or annually.
Months ago I read a thread on this or another site by a lady in HK offering to bring in Nepalese domestic helpers (must be "the other site" because I seem to remember that in typical fashion for that site the thread accelerated downhill when a flame-thrower immediately jumped on to her with wild accusations of presumed exploitation and what have you!).
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