| Anyway, I still think in general banking system in HK is one of the best in the world that what HK made up for- top banking captial.( I live in the UK).
Talk about banking in UK, it was not long ago, you wouldn't be able to see your update transactions on your account until 3 days after you last incurred any transaction movement. Therefore you could never know exactly how much you got in your current account unless you really marked everything down everytime. while HK had instant update many years ago (since I was a baby).
If you want to transfer money from one account to another account regardless to the same person or different person. you still have to wait for 3 days before you can see the money in your bank account, nothing like you in HK go to a cash point and make a transfer then less than a second you can see the money on another account on the other side of the country, even in China.
Another thing really annoying me was, once I was seperated needing £10k, around $130,000, ok (US$16,000) I agree is not little money but definitely not a great deal for HK people. The bank (TSB) refused to give me the money they said I needed to give them 3 days notice because the bank didn't have to cash available in the branch, unbelievable. You can't withdrawl your own money.
And counters at most of the banks don't open on sat.
Oh and the staff can't do multi-tasking and anything not straight forward the staff wouldn't understand, e.g. they know what 1+1 is, but don't won't know 1+2*2 is (they would probably answer u 6 or 11). so don't ask them to do more than one thing at a time. Perhaps they had too much chips to eat.
Apart from these the people are lovely.
What I am saying is you pay a little service charge perhaps HK$80 which is only £6, for a pack of fag. but you receive better services. I wouldn't mind  |