not in a position to judge that, since i have obviously not used any of thsoe before.
i'd think these days worldwide u can probably draw money thru some wired up atm network without having to go thru visa.
japan has citibank so i'd guess those networks that link up with citibank wld be accessible.
and of cos, from the strictly financial point of view, i'd advise to avoid the cash withdrawal of visa as the interest rate is simply ridiculous. not to mention the forex hit u're going to get.
and lastly, back to the same point, i don't recall in singapore and hk having to chalk up brownie points with visa and the other credit card companies. cld it be a regional type of behavior ?
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